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    Making Banking Fun

    People rarely succeed in anything unless they are having fun

    so .....

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    Financial Literacy

    Most of the world is ill prepared financially

    learn more

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We are moroku

As the aging population leaves governments and their people around the world struggling to implement actionable strategies for financial literacy, the banking industry's drive to implement digital customer service solutions risks dehumanising the banking experience and removing historical risk management systems. Moroku applies decades of motivational & gaming theory along with agile customer design approaches to create digital banking experiences that reinvigorate the experience, take customers on a journey of financial destiny creation and create greater customer insight. All of our solutions are deployed on the world's leading cloud platform enabling our banking customers to compete at speeds, scale and economies unheard of even 5 years ago. If you are a bank and want to innovate at the edge of the curve to drive customer action, please let us show you what we can do


With so much social, economic and digital disruption going on, where do you focus?

Design & Build

Using the latest technologies and techniques we build fabulous apps


Once the apps are built we run them on the world's best cloud

Measure and Tune

Once deployed we'll monitor performance and learn together

Helping Bank's empower their customers through digital

Digital Banking risks taking us backwards

ANZ has appointed Scott Collary as CIO. Previously Collary was responsible for consumer banking technology within Citi’s North American operation and where he introduced a ‘digital first’ technology strategy. Many banks are adopting a digital first strategy but this has substantial risk in turning the customer relationship in a backwards direction. More here from my

Nov 28, 2014 Admin

Where is all the cash?

A recent report by RFI Consultants suggests that there is $60bn of cash in circulation. But where is it all? Apparently mostly under people’s beds and most of those beds are off shore. Apparently there are eleven $100 denomination banknotes on issue for each man, woman and child in Australia, whereas the majority of the

Nov 27, 2014 Admin

Trying to get people to pay attention to stuff that’s boring?

Air New Zealand nail it again by making it fun

Nov 05, 2014 Admin

Let us score your current digital banking strategy

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