A cloud based gamification server with APIs for integration, Anonymisation services for privacy and client libraries for rapid app build
Mobile is enabling us to take payments where cash has prevailed
People rarely succeed in anything unless they are having fun
Most of the world is ill prepared financially
Smartphones, tablets, social media and the cloud are commodifying huge aspects of the way financial services are provided and are empowering consumers in ways previously unimagined. Banks could lose a significant proportion of business, as could traditional merchants, if they fail to keep up with changing business models and the very nimble, highly capitalised technology suppliers that are now elbowing their way into the banking, payments and investment arenas. Concurrently the aging population and increasingly disparate distribution of wealth is leaving governments and banks around the world struggling to implement actionable strategies for financial literacy, while the banking industry's drive to implement digital customer service solutions risks dehumanising the banking experience and removing historical risk management systems. Moroku applies decades of motivational theory along with agile customer design approaches and global system expertise to create digital banking and payment experiences that reinvigorate the experience, release customer potential and create greater customer insight. All of our solutions are deployed on the world's leading cloud platform enabling our banking customers to compete at speeds, scale and economies unheard of even 5 years ago. If you are a bank and want to innovate at the edge of the curve to drive customer action, please let us show you what we can do
ASIC and the ABC are on the hunt for unscrupulous Pay Day lenders. Pay Day lending is the provision of small, short terms loans to people that require financial cover to pay day. Annual Percentage Rates (APR) can exceed 1000% as advertised by www.payday.uk “£230 borrowed for 28 days. Annual interest rate of 292.2% (fixed).
Summary: The web will remain an organisation’s brand showcase for the foreseeable future, providing a single platform to serve up content across all screens. However, when it comes to doing stuff, the majority of banking transactions are going to be on mobile and the best mobile experience is native. With ever present budget constraints building apps for web and