Customers are demanding better banking access and new entrants are driving the speed of innovation harder than ever before
People rarely succeed in anything unless they are having fun
Most of the world is ill prepared financially
Smartphones, tablets, social media and the cloud are commodifying huge aspects of the way financial services are provided and are empowering consumers in ways previously unimagined. Banks could lose a significant proportion of business, as could traditional merchants, if they fail to keep up with changing business models and the very nimble, highly capitalised technology suppliers that are now elbowing their way into the banking, payments and investment arenas. Concurrently the aging population and increasingly disparate distribution of wealth is leaving governments and banks around the world struggling to implement actionable strategies for financial literacy, while the banking industry's drive to implement digital customer service solutions risks dehumanising the banking experience and removing historical risk management systems. Moroku applies decades of motivational theory along with agile customer design approaches and global system expertise to create digital banking and payment experiences that reinvigorate the experience, release customer potential and create greater customer insight. Our Mobile banking and payments platforms are white labelled by banks, customised collaboratively to solve unique market segment challenges, integrated with core banking platforms and then operated by Moroku for maximum service and economic outcomes. All of our solutions are deployed on the world's leading cloud platforms enabling our banking customers to compete at speeds, scale and economies unheard of even 5 years ago. If you are a bank and want to innovate at the edge of the curve to drive customer action, please let us show you what we can do.
A couple of months ago a friend of mine, Ben Pecotich, said he was starting a business targeted at helping Social Enterprises. Pause Good – a new term. Curiosity lights up – “What’s a Social Enterprise Ben?” “It’s a business that doesn’t have shareholders and exists to support a more community or collective based set
Accenture has today chosen Moroku to join 6 other FinTech businesses from Asia Pacific to join 12 Global and Regional banks for an intense 12 week program in Hong Kong The participating banks will work with the FinTech innovators to commercialise the platforms against the backdrop of their own businesses and needs Colin Weir,
Payments is undergoing a massive upheaval. Within 5 years the landscape is going to look very different to what it does now as digital currency, shifts in economic power, regulations, technology, particularly mobile and cloud, put everything we know into the mixer and serve it up in a very different form. Music was first disrupted